Without a checking or savings account, getting that loan will be far more difficult, and you’ll be stuck with riskier options.
If you’re in just one of the nine million unbanked households when you look at the U.S., then you recognize the additional economic stress of residing with out a checking or checking account. You must just take your paycheck to a check-cashing shop simply to get the money—plus whatever costs they opt to charge; you need to pay all your valuable bills in money through the mail or in individual, that is a real means larger hassle than doing them online. The list continues on.
And in the event that you don’t have a bank checking account, the chances are good which you don’t have great credit. While a poor credit history does not necessarily mean you’ll get denied for a banking account, the forms of behaviors that tanked your score also can result in your account application being refused. (بیشتر…)